Best Balance Transfer Credit Cards
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If you’re dealing with a huge credit card balance of 18 percent or 20% or even higher it is possible to consider using credit cards that permit customers to carry their balance to the new card , and provide you with one period of time to settle it with the interest rate at 0. Certain cards will require a one-time payment to transfer the balance however some don’t charge a charge for transferring balances to new cardholders. These cards do not charge the annual cost.Best Balance Transfer
American Express Everyday Credit Card You are able to transfer the balance of your current account onto the American Express card and pay no interest on the amount for 15 consecutive months. Additionally, you’ll be charged no fees for balance transfers when you transfer the balance within 60 days following the purchase of the card. The card also lets you accrue American Express Membership Rewards points for purchases.
- Americanized Credit Card It is possible to transfer your current balance to the Bank of America credit card and you will not pay interest on the amount for 15 billing cycles. Additionally, you’ll be charged no fee for transferring balances for transferring the balance within 60 days after you’ve received the card. (The student version of this credit card provides an identical balance transfer benefit.)
- Chase Slate Transfer your existing amount to the card. You’ll not pay interest over the course of 15 months. In addition, you’ll pay no fee for transferring balances when your balance transfer is completed within 60 days after receiving the card.
- Citi Double Cash It is possible to transfer the balance of your current account on this credit card. You will not pay interest for the balance for a period of 18 months. There is however a 3.3% charge for transferring balances. The reward program offers the equivalent of 2 percent cash back (or 2.25 Thank You rewards points for every dollar) on each purchase, as long as you pay off the balance in complete. (Technically you earn 1 percent cash back every time you purchase something and the additional 1 percent when you pay off the balance.)
- US Bank Visa Platinum The card can transfer the balance of your current account into this credit line and not pay interest on the balance for the duration of 18 months. There is however a 3percent charge for balance transfers. There is no rewards program.
- Wells Fargo Platinum Card The Wells Fargo Platinum Card can transfer your balance onto this card, and not pay interest for that balance for the duration of 18 months. There is however a 3percent fee for balance transfers. It does not have a rewards program.
- Blue Cash Everyday It is possible to transfer the balance you have on the American Express card and pay no interest on the account for 15 consecutive months. There is however an additional 3percent charge for transferring balances. It also offers a rewards program that includes cash back of 3% in U.S. supermarkets.
- American Express Cash Magnet Card It is possible to transfer your current balance onto this card, and pay zero interest for that balance for a period of 15 months. There is however an additional 3.3% fee for balance transfers. It also has a reward program that offers 1.5 percent cash back on any purchase that you make using the card.
- Bank of America Cash Rewards It is possible to transfer the balance you have on this card and not pay interest for that amount for 15 consecutive billing cycles. However, there’s a 3 percent charge for transferring balances. The rewards program includes 3% cashback on purchases that you choose (from the list of categories, including gasoline, online shopping dining out, etc.). (The student version of this credit card comes with an identical balance transfer benefit.)
- Capital One Quicksilver Rewards Card You are able to transfer your current balance into this account and not pay interest on the amount for 15 cycles of billing. There is however a 3 percent fee for balance transfers. The rewards program offers 1.5 percent cash back on any purchase you make using the card.
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- Capital One Savor-one Rewards Card It is possible to transfer the balance of your current account into this account and not pay interest for that account for 15 cycles of billing. There is however a 3percent charge for transferring balances. The rewards program gives the cash back of 3% on dining and entertainment purchases and 2% back on grocery purchases, and 1 percent everywhere else.
- Chase Freedom Card The card allows you to transfer the balance of your current account into this account and not pay interest for the account for 15 cycles of billing. There is however a 3 percent charge for transferring balances. It also has a rewards program that provides cash back of 5% (or 5 points per $1 with The Chase Ultimate Rewards Program) for certain categories of purchases that are subject to change each quarter of the calendar. (Purchasing categories that do not get 5% back will be eligible for 1 percent.)
- Chase Freedom Unlimited The card allows you to transfer your current balance onto this credit card, and not pay interest on the account for 15 consecutive billing cycles. There is however a 3.3% charge for transferring balances. It also offers a rewards program that offers 1.5 percent return on cash (or 1.5 points per $1 under the program called Chase Ultimate Rewards) for any purchase made with the card.
- Citi Reward-sand Card The card allows you to transfer the balance of your existing account onto this credit card, and not be charged interest on the account for 15 consecutive billing cycles. There is however an additional 3.3% charge for balance transfers. The rewards program offers 2 reward points for gasoline station and supermarket purchase, 1 point per dollar elsewhere, plus the roundup feature which can earn you additional points on purchases and reward redemption’s.
- Wells Fargo Cash Wise Visa The card is a good choice for those who want to pay cash. You can transfer your current account balance onto this card, and not pay interest for that amount for fifteen billing cycles. There is however a 3 percent charge for transferring balances. The rewards program provides 1.5 percent cash back for any purchase you make using the card.
- Wyndham Rewards Visa The card can transfer your balance into this account and not pay interest on the account for 15 consecutive billing cycles. There is however a 3.3% charge for balance transfers. It also has a rewards program that allows you to earn points towards accommodation in Hammond, Ramada, La Quints as well as other hotels within Hammond. Hammond umbrella.
- NFL Additional Points Credit Card The card allows you to transfer the balance of your current account to this card and pay zero interest on the account for 15 consecutive billing cycles. There is however a three percent fee for balance transfers. Rewards program gives you points toward NFL tickets and experiences, as well as merchandise such as.
- Barnes & Noble Credit Card – You can transfer the existing account balance onto this credit card, and not pay interest on the amount for up to 15 cycles of billing. There is a 3.3% charge for transferring balances. The rewards program offers 5% cash return on Barnes & Noble purchases and points for other purchases too.
- Choice Benefits Visa Visa can transfer the balance of your current account onto this credit card, and not pay interest on the account for 15 cycles of billing. There is however a 3.3% charge for balance transfers. Rewards program available to members of the Choice Hotels chains including Comfort Inn, Clarion, Economical and more.
- U promise MasterCard It is possible to transfer your current balance into this account and pay zero interest on the amount for 15 cycles of billing. There is however a 3.3% charge for transferring balances. You’ll receive 1.25 percent in cashback on every one the purchases you make using this card.
- Priceline Rewards Visa The card can transfer your balance onto this credit card, and not pay interest for that account for 15 consecutive billing cycles. However, there’s a percent charge for balance transfers. The rewards program offers 5 points per dollar spent on Priceline purchases, as well as other points opportunities too.
- Wells Fargo Visa Signature You are able to transfer your existing balance onto this card and not pay interest on the account for up to fifteen billing cycles. However, there’s a 3 percent charge for transferring balances. The rewards program is modest that offers 1 reward point for every dollar (though you can earn additional points for certain purchases during in the initial six-month period).