Switch Between Discover Credit Cards
Discover currently provides an online tool that allows you to switch your product from one Card to another without having to “pull” on your credit report. You can, for instance, change between Discover It Miles Card to the regular Discover It Card without needing to call Discover. Simply log in to your accounts to do it.Switch Between Discover
Doctor of Credit has alerted us to this and provides the screen capture of Discover which shows this message
“You ought to be content with the choice you’ve made for Discover Card. If you’re looking for a card that has diverse rewards, you are able to change your card without having to fill in an application or getting an inscription on your credit report. .”
In some cases, switching from one card to another with the same provider can cause the bank to pull your credit. This could cause a slight or temporary drop on your score. In this instance, Discover is saying that will not happen.
Discover states that you will not be able to recoup any rewards on the prior Discover credit card (rewards will transfer with the card) Your account number will remain the same.
It is important to note that the capability to switch is restricted to regular Discover cards (It, It Miles, It Chrome) but not available to college students or secured cards.