Wayfair Credit Card Approval Odds

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Wayfair provides two credit cards (in collaboration with Citibank) which you can be eligible to be approved for. There’s one called the Wayfair Mastercard that can be used wherever Mastercard can be used. There is also the Wayfair credit card (sometimes called being the Wayfair merchant card) which can only be used by Wayfair. If you are applying for the Wayfair credit card, it is important to don’t pick one of the cards. Instead, you’re evaluated for the Mastercard before being considered to be considered for the credit card that stores. Based on your credit score you could be offered a preference of one or the other cards, or you could get only the Wayfair credit card. (You may also be denied on both of the cards.)Wayfair Credit Card

Wayfair is, like other retailers, is driven to get its credit card into the hands of customers. This makes it more straightforward to get approval for the Wayfair credit card than an account with a bank or one of the main card issuers.

Wayfair Mastercard Approval Odds / Credit Score Needed

People with better credit scores are more likely to be accepted for the Mastercard. What is a “higher credit score”? It’s likely to be around 650 or more. If you’re in the 650 range chances of approval of getting the Mastercard are very high. If you’re rejected with a 650 score or more, you’re likely to be accepted to use a Wayfair credit card. Wayfair credit card which is only accepted at Wayfair.

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If you have less than 650 marks the odds are lower. A credit score of 600 will give you a 50-50 chance of approval; less than 600 is not likely to be accepted by the Mastercard.